Universal USD (USDU) is a fiat-referenced token pegged 1:1 to the US Dollar. It is issued by Universal Digital Intl Limited, a financial entity based in Abu Dhabi Global Market. USDU is designed to provide a compliant, institutional-grade USD-denominated settlement layer for digital assets and virtual asset derivatives within regulated financial frameworks.
USDU is aligned with the UAE’s broader ambition to become a leading global hub for digital assets, financial innovation, and regulated digital asset infrastructure. By operating within the ADGM/FSRA, and Central Bank of the UAE regulatory frameworks, USDU supports the development of onshore stablecoin settlement infrastructure for institutional virtual asset activity, treasury movement, and tokenized financial markets.
Key features and mechanics
1:1 asset backing: Each USDU token is backed 1:1 by liquid US dollar reserves. These assets are held in safeguarded accounts with regulated commercial banks, including Emirates NBD and Mashreq.
Regulatory compliance: The issuing entity is regulated by the Financial Services Regulatory Authority in ADGM and registered with the Central Bank of the UAE as a Foreign Payment Token Issuer under the Payment Token Services Regulation.
Auditing and transparency: USDU undergoes monthly independent reserve attestations conducted by an international accounting firm, alongside third-party smart contract audits.
Target audience and use cases: USDU is structured primarily for professional clients and institutional market participants. Its primary use cases include digital asset trading settlement, corporate treasury management, cross-venue liquidity movement, virtual asset infrastructure, and tokenized asset settlement.
Universal USD turned over $2,013 across the venues we index in the last 24 hours, which is 0.01% of its market capitalisation — a figure worth watching, because turnover well above its usual level tends to accompany the sharper moves.
The highest price our index has recorded is $1.00 on Aug 27, 2026, leaving USDU −0.00% from that peak.
The lowest is $1.00 on Aug 27, 2026, putting the price today −0.00% above that low.
Measured on Coinmico's own index since Aug 27, 2026, not on prices reported by someone else.
Universal USD is valued at $30,657,594, which ranks it #663 among the assets we track. It is the price of one coin multiplied by the 30,651,544 USDU in circulation.
At today's price, the full supply of 30,651,544 USDU would be worth $30,657,594. 100.00% of that supply is already circulating, so the rest is what dilution would still add.
Price divergence
Where the venues behind our reference price disagree.
Balances indexed by Blockscout on Ethereum; shares are measured against the supply issued on this chain and values are marked at our reference price. Updated 32m ago.
Universal USD (USDU) price today.
The price of Universal USD (USDU) is $1.00 today with a 24-hour trading volume of $2,013. With a circulating supply of 30.7 Million USDU, Universal USD is valued at a market cap of $30,657,594.
usdu$1.00—
Ethereum
