
Tokenized Deposits Could Drain $700 Billion From Bank Lending, Dallas Fed Warns
A shift toward faster, more rate-sensitive deposits could push banks into safer assets, constrain lending, and raise borrowing costs, Dallas Fed researchers said.
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A shift toward faster, more rate-sensitive deposits could push banks into safer assets, constrain lending, and raise borrowing costs, Dallas Fed researchers said.

A new survey finds broad skepticism toward crypto in workplace retirement plans as US policymakers move to expand access to alternative assets.

The CFTC should adopt a regulatory framework for energy perpetual contracts, the Hyperliquid Policy Center and TradeXYZ said in a letter.

"Historically, bitcoin's bull markets have 'officially' begun when price crosses above its 365-day moving average," CryptoQuant said.

Bitcoin stayed away from challenging $80,000 after July US PCE inflation data came in slightly higher than anticipated, pressuring gold and risk assets.

XRP led losses among the 10 biggest cryptocurrencies today. The charts show the real test for its rally is only getting started.

Bitcoin Magazine SEC Sends Proposal to White House To Modernize Crypto Custody A vote on the Clarity Act has stalled but regulators are pushing ahead with policy regardless. This post SEC Sends Proposal to White House To Modernize Crypto Custody first appeared on Bitcoin Magazine and is written by Mathew Di Salvo .

Shinhan Financial Group will use Visa’s platform to test stablecoin issuance, remittance, and redemption while building new AI-powered payment models.

The proposal would let validator keys grow to 8,192 bytes and adds a switch that permanently retires today's BLS signatures.

CTDG Dev Hub participant’s protocol upgrade decouples consensus from execution, allowing network nodes to reach agreement on blocks before transaction execution completes.

Coinbase and Better expand token-backed mortgage access to Coinbase One members, with a 1% closing-cost credit now available.

In this week's Crypto Long & Short, CoinDesk's Joshua DeVos writes that demand for tokenized equities is accelerating fast, from $16 billion to more than $590 billion in perpetual futures in a single year, but that the headline growth hides the question that matters most. Two tokens can trade under the same ticker while granting entirely different rights, and the structure underneath, whether it c

In this week's Crypto Long & Short, CoinDesk's Joshua DeVos writes that demand for tokenized equities is accelerating fast, from $16 billion to more than $590 billion in perpetual futures in a single year, but that the headline growth hides the question that matters most. Two tokens can trade under the same ticker while granting entirely different rights, and the structure underneath, whether it c

A proposal from the SEC to change its rules governing how investment advisers hold digital assets was sent this week to the White House.

The Nasdaq-listed company holds roughly 2.3 million SOL worth about $208 million, while its shares have fallen 16% year to date.

A draft proposal would allow validators to deposit with quantum-resistant keys, then permanently stop accepting the format the network runs on today.

The SEC’s ‘regulation crypto assets’ proposals could create early-round FOMO. But some tokens may still fall into the no-man’s land between security and non-security.


A separate review found only about 28% of accredited US business schools offered blockchain courses, despite strong demand in the OKX poll.

Piero Cipollone said the Eurosystem would not be able to link individuals to transactions, though the banks handling them still could.

Bernstein expects Bitcoin to reclaim $125,000 by late 2026 before reaching $300,000 in 2029 under its base case, with a bull case of $500,000.

EURR has gone live for selected customers in Denmark, Poland and Portugal, with a Luxembourg subsidiary of Stripe holding the reserves.

Taurus expects first institutional clients to connect in days, with initial DLT transactions through its platforms expected within weeks.

The market liked the news, with ZRO up 10% and jumping nearly 50% off its local bottom.

Bitwise CIO Matt Hougan said Treasury Secretary Scott Bessent's recent actions provide an additional macro catalyst.

Programmable deposits and AI agents may enable instantaneous, automated bank switching for higher yields, driving up bank funding costs.

Central bank officials say the Eurosystem will be structurally unable to link users to purchases, but civil society groups remain skeptical.

Your day-ahead look for Aug. 26, 2026

Bitcoin struggled to establish support at $80,000 as investor cohorts all returned to net profitability.

The FSA, Finance Ministry, BOJ and financial institutions plan to study the infrastructure and produce a development plan by early 2027.